Business improvements
A premises or process improvement should have a defined scope and budget. Separate quoted work from optional additions that have not yet been priced.
Business financing referrals · Established small businesses
Business funding for practical improvements and operating needs.
An established business may need to replace equipment, improve premises or cover a defined operating gap. Describe the expense using current trading records and a clear payment timetable.
Established small businesses · funding preparation
A budget for the work ahead
Use the business’s trading history to put the proposed purchase in context. Past performance helps explain the operation, while future receipts and provider decisions remain uncertain.
Spending priorities
What your request could cover
Equipment
Replacement machinery may need installation and a period of overlap with the old setup. Include those changeover costs in the request.
Ongoing business expenses
Supplier payments, payroll and other commitments may fall before customer receipts. Identify the specific obligations rather than treating the whole operating budget as one gap.
Take time to compare
Understand costs and repayment dates
Provider identity
Confirm which company would provide the financing and which agreement you would sign.
Payment schedule
Check when repayments start, their frequency and how long the obligation lasts.
Other requirements
Understand any collateral or personal-guarantee requirements before accepting the offer.
Understand the process
What happens to a funding request
Purpose first
Identify the main use of the requested funds and choose the amount that reflects the expense.
Business information
Share the business name, industry and recent operating information requested in the application.
Submission step
Review the contact permissions and your details before verifying the mobile number and submitting.
Details about the referral
Our role in a funding request
Who may receive my application details?
Funding partners may purchase your application details from us and contact you about potential financing. We may refer a request to up to five partners and are paid even if it is not funded; we charge no application fee.
Who reviews the application?
Providers make their own decisions after considering the information they require. Submission alone promises neither approval nor a particular financing amount.
When could I hear about my request?
Do not treat the requested timing as a delivery commitment from a funding partner. Review can involve supporting documents and additional checks.
What happens when I confirm my contact details?
Before submission, review the sharing terms and the permission for partner communications. A one-time code checks access to your phone rather than replacing the consent review.
Start your request here
Describe the funding your business is considering
When the expense and timing are clear, use the form to submit your business funding request.